- hoken insurance; guarantee, warranty
Used in everyday conversation and formal contexts when talking about insurance policies, claims, or guarantees.
保険に入っていますか。
Hoken ni haitte imasu ka.
Do you have insurance?
この商品は保険が付いています。
Kono shouhin wa hoken ga tsuite imasu.
This product comes with a warranty.
⚖️ Often confused with 保証 (hoshō), but 保険 refers to insurance, while 保証 means a guarantee or assurance.
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