- rishi interest (on a deposit, loan, etc.)
Used in financial contexts for interest on loans or deposits; more formal or written than 利息, which is common in speech.
銀行の利子がまた下がった。
Ginkō no rishi ga mata sagatta.
Bank interest rates have fallen again.
このローンは利子が高い。
Kono rōn wa rishi ga takai.
This loan has high interest.
⚖️ Often confused with 利息; 利子 is more formal and used in written or technical contexts, while 利息 is more common in everyday speech.
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